Retirement age is a time to enjoy life to its fullest, and not worry about finances.  For some, this is not a problem.  However, for the majority of senior citizens, life seems to have taken different detours over the years and we may not be exactly where we want to during this important time of our life.

A Mortgage from Clark Financial Group can be an important tool to realize your goals:

 - We offer residential financing to purchase your retirement home (or) a 2^nd home to escape to for vacationing with your family.

 - We offer cash-out refinances to access cash and follow dreams of travel, investing or providing for home care needs.

 - We offer several amortization schedules in refinancing to either lengthen your mortgage term to reduce your monthly payment obligation, or reduce your term to become debt free faster.

Clark Financial Group is one of the few Michigan Mortgage Brokers that offers REVERSE MORTGAGES designed for the senior citizen community, ages 62 and up. This HUD loan specializes in helping improve cash flow by eliminating monthly mortgage payments paid out of pocket by the borrower.  Reverse Mortgages come with financial counseling and involve the entire family so the estate heirs feel confident and have ease of mind their loved ones are making the best choices.  Special features of a Reverse Mortgage include cash-out to be used at your discretion:  Invest; pay for home health care; help pay past debts and/or delinquent credit.  Never make a mortgage payment and never worry about owing more on your home than it is worth.  For more information about how this loan can help you or a loved one cope with the rising cost of living and to better structure their current debt load, please call us at (616) 954-3941.